Biltmore Loan and Jewelry is Arizona’s premier collateral lender on luxury assets. Borrow against your Rolex, gold, silver, diamonds, or fine jewelry — keep ownership, get funded the same day, no credit check. We are a licensed and regulated Arizona lender, not a pawn shop.
At a Glance
- Dual offer: sell outright for cash or borrow against your asset
- Free in-person appraisal by GIA-trained specialists
- Same-day cash, check, wire, or funded loan
- Scottsdale-based, serving all of Arizona
- Family-owned since 2009 · A+ BBB · Insured vault
Get a Free Appraisal
Fast, no-obligation quote. Specialists respond within business hours.
- Family-owned since 2009
- A+ rated with the BBB
- GIA-trained appraisers
- Fully insured private vault
- Same-day cash or loan
- No obligation, free appraisal
Two Ways to Turn your asset Into Cash
Sell It Outright
Walk out the same day with cash in hand. We pay competitive market-based prices and there’s no pressure to accept an offer. Best if you’re done with the item and want the highest immediate payout.
Borrow Against It
Get a short-term collateral loan and keep ownership. You pay the loan back and your item comes home. No credit check. Best if you need fast liquidity but want the item back.
What We Buy and Lend Against
- Rolex and other luxury watches
- Gold jewelry, coins, and bullion
- Silver coins, bullion, and flatware
- Loose and set diamonds
- Fine and designer jewelry
- Estate jewelry
- Platinum pieces
- High-value collectibles (case by case)
Sell vs. Loan: Side-by-Side
| Sell Outright | Collateral Loan | |
|---|---|---|
| You keep the item | No | Yes (after payoff) |
| Cash today | Yes — full value | Yes — loan amount |
| Credit check | No | No |
| Paperwork | Minimal — ID only | Pawn loan agreement |
| Best when… | You’re done with the piece | You need liquidity but love the piece |
| Interest | None | Low monthly rate, regulated by AZ |
Our Process
- Free preliminary quote by phone or online
- Walk in to 15678 N Scottsdale Rd Suite 101
- Private appraisal in 15–30 minutes
- Receive both offers — cash and loan
- Paid same day
Serving All of Arizona
Scottsdale, Phoenix, Paradise Valley, Tempe, Mesa, Chandler, Gilbert, Glendale, Peoria, Fountain Hills, Cave Creek, Carefree, Anthem, Tucson, Flagstaff, Prescott, Sedona — and everywhere in between.
Frequently Asked Questions
What makes Biltmore different from a pawn shop?
Biltmore specializes in high-value luxury assets. Our appraisers are GIA-trained, our vault is insured, and every transaction happens in a private office — not at a public counter. We also pay substantially more than a standard pawn shop because we understand true resale value.
Can I sell and loan at the same time?
No — you choose one or the other per item. But if you bring in multiple items, you can sell some and loan against others in the same visit.
Do you buy inherited items?
Yes. Inherited gold, jewelry, and Rolex watches are a huge portion of our business. If you don’t know what you have, bring it in — the appraisal is free.
What areas of Arizona do you serve?
We serve all of Arizona from our Scottsdale office. Most clients come from Scottsdale, Phoenix, Paradise Valley, Tempe, Mesa, Chandler, Gilbert, Glendale, Fountain Hills, Cave Creek, and Carefree. We also work with clients from Tucson, Flagstaff, Prescott, and Sedona.
Is there a minimum value?
No hard minimum, but we specialize in items valued at $500 and up. For pieces below that threshold, we’ll still give an honest appraisal and let you decide.
Do you make offers based on photos?
Yes — send photos and any reference numbers through our contact form and we’ll give you a preliminary range. Final numbers require in-person inspection.
Or call 480-705-5626.