Biltmore Loan and Jewelry is Mesa’s trusted diamond buyer and collateral lender. From loose GIA-certified stones to signed engagement rings, tennis bracelets, and designer pieces — we pay top cash, 30 minutes from our Scottsdale office. Every appraisal is conducted in private by a GIA-trained specialist.
At a Glance
- Dual offer: sell outright or borrow against your diamond
- Loose stones, rings, bracelets, pendants, earrings — all accepted
- Signed designer pieces pay significant premiums
- Free, private, no-obligation appraisal
- Same-day cash, wire, or loan — 30 minutes from our Scottsdale office
Get a Free Appraisal
Fast, no-obligation quote. Specialists respond within business hours.
- Family-owned since 2009
- A+ rated with the BBB
- GIA-trained appraisers
- Fully insured private vault
- Same-day cash or loan
- No obligation, free appraisal
Two Ways to Turn your diamond Into Cash
Sell It Outright
Walk out the same day with cash in hand. We pay competitive market-based prices and there’s no pressure to accept an offer. Best if you’re done with the item and want the highest immediate payout.
Borrow Against It
Get a short-term collateral loan and keep ownership. You pay the loan back and your item comes home. No credit check. Best if you need fast liquidity but want the item back.
What We Buy From Mesa Clients
- Loose diamonds (GIA, AGS, or non-certified)
- Engagement rings — solitaires, halos, three-stones, vintage
- Wedding bands and eternity rings
- Tennis bracelets
- Diamond pendants and earrings
- Signed pieces — Tiffany, Cartier, Harry Winston, Van Cleef, Bulgari, Graff, David Yurman
- Estate diamond jewelry
How We Grade Your Diamond
Our GIA-trained appraisers evaluate every stone against the full 4Cs:
- Carat — measured to the hundredth
- Color — graded D through Z
- Clarity — graded FL through I3
- Cut — graded Excellent through Poor
We also factor in fluorescence, polish, symmetry, and any lab certification you have. Our offer is then benchmarked against current secondary market wholesale pricing — not Rapaport list, not retail.
Sell vs. Loan: Side-by-Side
| Sell Outright | Collateral Loan | |
|---|---|---|
| You keep the item | No | Yes (after payoff) |
| Cash today | Yes — full value | Yes — loan amount |
| Credit check | No | No |
| Paperwork | Minimal — ID only | Pawn loan agreement |
| Best when… | You’re done with the piece | You need liquidity but love the piece |
| Interest | None | Low monthly rate, regulated by AZ |
Mesa Neighborhoods We Serve
Las Sendas, Red Mountain, Eastmark, Dobson Ranch, and every other Mesa ZIP code. 30 minutes from our Scottsdale office.
Serving All of Arizona
In addition to Mesa, we work with clients throughout the Valley and the rest of Arizona:
Frequently Asked Questions
Do I need a GIA certificate to sell my diamond?
No. A GIA or AGS report makes the appraisal faster and typically results in a higher offer, but we regularly purchase non-certified stones. Our in-house appraisers grade diamonds on the full 4Cs (carat, color, clarity, cut) using GIA standards.
How much is my engagement ring worth?
Engagement ring values depend on the center stone’s 4Cs, the metal and condition of the setting, and whether the piece is signed (Tiffany, Cartier, Harry Winston, etc.). A signed piece typically commands a significant premium. Bring it in for a free, honest appraisal — no obligation.
Can I borrow against my diamond instead of selling it?
Yes. We offer collateral loans against diamonds and diamond jewelry just like we do with Rolex watches and gold. Keep the ring, get the cash, pay the loan back.
Do you buy signed jewelry?
Yes — and we pay significant premiums for it. Tiffany, Cartier, Van Cleef & Arpels, Harry Winston, Graff, Bulgari, Chopard, David Yurman, and other designer pieces are in high demand.
Is the appraisal really free?
Yes. 100% free, no obligation, and there’s no pressure to sell. Walk out with your ring if the offer isn’t right.
Can I get an offer from photos?
We can give you a preliminary range from photos and the GIA report number if you have one. Final numbers always require in-person inspection.
Get My Free Diamond Appraisal →
Or call 480-991-5626.